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Dr Christian Engels

Lecturer in Banking and Finance

Phone

+44 (0)1334 46 3239

Email

ce50@st-andrews.ac.uk

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Biography

I am a Lecturer in Banking and Finance at the University of St ÌÇÐÄlogo Business School. Before academia, I worked as a statistician at the Scottish Government and a consultant at Aquila Insight.

I hold a PhD in Economics from Durham University, where I received the Best Thesis in the Faculty of Business award, an MSc in Economics with Distinction from the University of Edinburgh, and a BSc in Management, Philosophy and Economics from Frankfurt School of Finance & Management.

Personal website:

Teaching

I teach corporate finance (EC3318/MN3101) and behavioural finance (FI5614), as well as the master’s dissertation module in finance (FI5699), which covers econometrics with Python.

Teaching recognition:

• Department of Finance Teaching Award, 2025–26
• CPD Teaching Award, 2025–26, runner-up
• Herald Higher Education Awards 2026, finalist, Innovative Use of Technology
• University of St ÌÇÐÄlogo 1413 Teaching Excellence Award, shortlisted

Research areas

My research is in household finance and banking, with a focus on consumer credit, mortgage markets and cross-border payments. I use administrative, transaction and survey data, and my work has been published in the Journal of Banking & Finance and the European Journal of Finance.

My research sits within the .

PhD supervision

• YixinÌýKang

Selected publications

• Open access
  Balloch, A., Engels, C. & Philip, D., Oct 2022, In: Journal of Banking & Finance. 143, 16 p., 106620.

  Research output: Contribution to journal › Article › peer-review

• Open access
  Engels, C., Kumar, K. & Philip, D., 9 Feb 2020, In: European Journal of Finance. 26, 4-5, p. 420-442

  Research output: Contribution to journal › Article › peer-review

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